Will the money I leave hold its value?

Let me start by saying when it says ‘if’; I mean when, but I have to keep this legal.

As a father, I look at my two-year-old son, wondering what world he’ll grow up in. Will he have the same opportunities I had? Will hard work still pay off? Will the money I leave for him hold its value when he’s old enough to need it?

It’s a thought that keeps me up at night, and I imagine many others.

We all work hard. We save, invest, and try to build something for the future. But what if the system we rely on isn’t designed to protect us anymore? What if, by the time my son is ready to buy his first car, first home, or start his own business, the money sitting in the bank won’t be worth much at all?

This isn’t just a personal worry—it’s a global problem.

The System is Breaking

The Harsh Reality: The System is Breaking

For decades, we’ve been told that keeping money in the bank is safe, well back in 1980… maybe. That’s how our parents and grandparents built their wealth. But today, the financial world differs from twelve months ago, let alone twenty, thirty, or even fifty years ago.

The U.S. national debt is spiralling out of control, currently sitting at $36.2 trillion and climbing fast (source). It’s a number so large that most people can’t even comprehend what it means. So, let’s put it into perspective:

1 million seconds = 11.6 days

1 billion seconds = 31.7 years

1 trillion seconds = 31,709 years (before the last Ice Age!)

$36 trillion in debt? That’s over 1.14 million years to pay off at $1 per second.

The U.S. borrows $1 million every 20 seconds.

And yet, people still believe that leaving money in the bank is “safe.”

This is not a temporary issue. It’s not a phase. This is the final stage of a debt cycle that ends one way: with the collapse of the world’s reserve currency.

What Happens If the Dollar Collapses?

Let’s be honest—if the currency collapses, savings accounts won’t matter. If the system breaks, whatever money you have in the bank could be worth nothing when you need it most.

And history tells us that every fiat currency ever created has eventually failed. The U.S. dollar is no exception—it’s just been running on borrowed time.

So, what replaces it? What holds its value when everything else crumbles?

The Only Asset That Has Stood the Test of Time, Gold.

For 5,000 years, gold has been money. Not because someone decided it was, but because it always holds value. Governments print currencies, manipulate interest rates, and create money out of thin air—but they can’t print gold.

And here’s the key difference:

Gold doesn’t require trust. It’s valuable on its own, without government backing, and has been for thousands of years.

Gold is a Tier 1 asset. The highest quality, most secure asset that banks are required to hold to operate.

Gold has never gone to zero. Unlike every fiat currency in history.

Banks today must hold one of three Tier 1 assets:

Cash – This is being devalued by debt and inflation.

Government Bonds – These are only as strong as the government backing them (hint: they’re drowning in debt).

Gold – The only asset with intrinsic value.

Now, think about it.

If the U.S. dollar collapses, government bonds will become worthless because they are tied to the currency. Thus, only one Tier 1 asset will remain.

Gold: The Last Warrior Standing

Gold doesn’t just survive financial crises—it thrives in them. Historically, when uncertainty rises, gold rises with it. And right now, every price driver that has ever sent gold to an all-time high is in play simultaneously.

That’s not speculation. That’s history.

The world is at a turning point. Debt is skyrocketing, inflation is creeping back in, and financial instability is at its highest level in decades.

Gold isn’t just positioned to move—it’s already moving.

Gold is Becoming Harder to Get—Are You Watching?

In my previous article, I explained how people, banks, and governments struggle to regain their physical gold. That’s not a minor issue—it’s a warning sign. When demand is this high and supply is tightening, the market is flashing one of history’s most prominent buy signals.

Combine this with everything I mentioned above; we shouldn’t need to read much more to understand what’s happening and what to do.

Now Is the Time to Take Action

I’m not just talking about this for its sake. I’ve spent over a decade studying these markets, knowing what’s happening and, more importantly, why. If you want to understand how to protect and grow your wealth, now is the time to start planning.

This isn’t about “doom and gloom”—it’s about preparing for reality.

The people who plan ahead, win. The people who wait for the collapse lose everything.

I help individuals position themselves in gold—not as a “trade,” not as a “speculation,” but as a safeguard for the future.

If you’d like to start securing your wealth, please drop me a line.

kane@solomon-global.com

Kane is a guest blogger for Gold and Silver UK. 

When the dust settles, the real question will be:

Did you act in time?

This article is by precious metals experts and guest blogger The Metal Minds: Kane White

Disclaimer: This article is for informational purposes only and does not constitute financial advice. The views expressed are based on personal opinion and should not be taken as investment recommendations.